Every Dollar Has a Job with ZeroBudget
Eliminate money stress with zero-based budgeting. Take control of your finances, pay off debt faster, and build the life you want.
Give every dollar a purpose — assign income to categories before you spend, ensuring nothing slips through the cracks.
Track spending in real-time with automatic categorization and beautiful visual insights.
Debt payoff tools built-in — use snowball or avalanche methods to become debt-free faster.
Everything You Need to Master Your Money
Professional tools designed to help you budget with confidence, eliminate debt, and achieve your financial goals.
How ZeroBudget Works
Get started in minutes with our simple 3-step process. Take control of your money and make every dollar count.
Add Your Income
Enter your monthly income from all sources. Paychecks, side hustles, investments - count every dollar coming in.
Assign Every Dollar
Give each dollar a job by allocating to categories: rent, groceries, savings, debt payments, and fun money. Reach zero.
Track & Adjust
Log expenses as they happen. If you overspend in one category, cover it by moving money from another. Stay flexible.
Simple, Transparent Pricing
Choose the plan that works best for you. All plans include unlimited budgets, accounts, and categories.
All plans include a 7-day free trial - No credit card required - Cancel anytime
Testimonials
What Our Users Say
Real stories from people who transformed their financial lives with ZeroBudget
“
Saved $5,000 in 6 months using the sinking funds feature. Game changer for my emergency fund!
Sarah Johnson
Marketing Manager
“
Paid off $23,000 in debt in 18 months. The debt snowball tracker kept me motivated every step of the way.
Michael Chen
Software Engineer
“
Finally stress-free about money. Every dollar has a job and I know exactly where I stand. Best $5/month I spend.
Emily Rodriguez
Teacher
“
The budget templates saved me hours of setup. Within a week, I had complete visibility into my business and personal finances.
David Kim
Small Business Owner
“
Saved $5,000 in 6 months using the sinking funds feature. Game changer for my emergency fund!
Sarah Johnson
Marketing Manager
“
Paid off $23,000 in debt in 18 months. The debt snowball tracker kept me motivated every step of the way.
Michael Chen
Software Engineer
“
Finally stress-free about money. Every dollar has a job and I know exactly where I stand. Best $5/month I spend.
Emily Rodriguez
Teacher
“
The budget templates saved me hours of setup. Within a week, I had complete visibility into my business and personal finances.
David Kim
Small Business Owner
“
Saved $5,000 in 6 months using the sinking funds feature. Game changer for my emergency fund!
Sarah Johnson
Marketing Manager
“
Paid off $23,000 in debt in 18 months. The debt snowball tracker kept me motivated every step of the way.
Michael Chen
Software Engineer
“
Finally stress-free about money. Every dollar has a job and I know exactly where I stand. Best $5/month I spend.
Emily Rodriguez
Teacher
“
The budget templates saved me hours of setup. Within a week, I had complete visibility into my business and personal finances.
David Kim
Small Business Owner
“
Saved $5,000 in 6 months using the sinking funds feature. Game changer for my emergency fund!
Sarah Johnson
Marketing Manager
“
Paid off $23,000 in debt in 18 months. The debt snowball tracker kept me motivated every step of the way.
Michael Chen
Software Engineer
“
Finally stress-free about money. Every dollar has a job and I know exactly where I stand. Best $5/month I spend.
Emily Rodriguez
Teacher
“
The budget templates saved me hours of setup. Within a week, I had complete visibility into my business and personal finances.
David Kim
Small Business Owner
“
With irregular shifts and overtime, budgeting was impossible. ZeroBudget's flexibility lets me adjust on the fly without losing track.
Jessica Martinez
Nurse
“
I've used many budgeting tools over 40 years. This is the cleanest implementation of zero-based budgeting I've ever seen.
Robert Williams
Retired Accountant
“
Variable income used to stress me out. Now I budget based on last month's income and always know what I can afford.
Amanda Taylor
Freelance Designer
“
Started using this freshman year. Graduated debt-free while my friends are drowning in loans. Life-changing app.
James Thompson
College Student
“
With irregular shifts and overtime, budgeting was impossible. ZeroBudget's flexibility lets me adjust on the fly without losing track.
Jessica Martinez
Nurse
“
I've used many budgeting tools over 40 years. This is the cleanest implementation of zero-based budgeting I've ever seen.
Robert Williams
Retired Accountant
“
Variable income used to stress me out. Now I budget based on last month's income and always know what I can afford.
Amanda Taylor
Freelance Designer
“
Started using this freshman year. Graduated debt-free while my friends are drowning in loans. Life-changing app.
James Thompson
College Student
“
With irregular shifts and overtime, budgeting was impossible. ZeroBudget's flexibility lets me adjust on the fly without losing track.
Jessica Martinez
Nurse
“
I've used many budgeting tools over 40 years. This is the cleanest implementation of zero-based budgeting I've ever seen.
Robert Williams
Retired Accountant
“
Variable income used to stress me out. Now I budget based on last month's income and always know what I can afford.
Amanda Taylor
Freelance Designer
“
Started using this freshman year. Graduated debt-free while my friends are drowning in loans. Life-changing app.
James Thompson
College Student
“
With irregular shifts and overtime, budgeting was impossible. ZeroBudget's flexibility lets me adjust on the fly without losing track.
Jessica Martinez
Nurse
“
I've used many budgeting tools over 40 years. This is the cleanest implementation of zero-based budgeting I've ever seen.
Robert Williams
Retired Accountant
“
Variable income used to stress me out. Now I budget based on last month's income and always know what I can afford.
Amanda Taylor
Freelance Designer
“
Started using this freshman year. Graduated debt-free while my friends are drowning in loans. Life-changing app.
James Thompson
College Student